Retirement plan

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Name: D & B ENGINEERS AND ARCHITECTS, P.C. - D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN (2016) Form 5500
Creator: D & B ENGINEERS AND ARCHITECTS, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN, D & B ENGINEERS AND ARCHITECTS, P.C.

D & B ENGINEERS AND ARCHITECTS, P.C.EIN 11-2393559Plan #003PY 2016

330 CROSSWAYS PARK DRIVE - WOODBURY, NY 117972015516-364-9890

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$42.2M

+11.7% from 2015

Total participants

351

+16.6% from 2015

Average account balance

$127,976

-2.2% from 2015

Annual return

7.98%

+6.84 pp from 2015

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$74.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$249K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

299

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.46M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$102

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930	Recordkeeping	$630

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$300

$1 / participant

Other / not subdivided$300100.0%

% of EOY assets

0.001%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALBRECHT, VIGGIANO,ZURECK & CO.P.C.
Auditor EIN: 112556624
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$127,976

$80,177+59.6%

$123,894+3.3%

$57,658+122.0%

Participation rate

92.2%

74.4%+17.7pp

81.4%+10.8pp

70.2%+21.9pp

Annual return

7.98%

17.90%-9.9pp

47.52%-39.5pp

5.13%+2.8pp

Employer contribution / active EE

$3,850

$2,913+32.2%

$4,617-16.6%

$1,974+95.1%

Participant deferral / active EE

$7,135

$5,130+39.1%

$5,984+19.2%

$3,061+133.1%

Admin fee / account holder

$106-99.1%

$8,357-100.0%

$95-99.0%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.2+ years

Service code 15 · EIN 23-1945930

Recordkeeping

$630

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion