Retirement plan

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Name: D & B ENGINEERS AND ARCHITECTS, P.C. - D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN (2020) Form 5500
Creator: D & B ENGINEERS AND ARCHITECTS, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN, D & B ENGINEERS AND ARCHITECTS, P.C.

D & B ENGINEERS AND ARCHITECTS, P.C.EIN 11-2393559Plan #003PY 2020

330 CROSSWAYS PARK DRIVE - WOODBURY, NY 117972015516-364-9890

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$64.4M

+15.2% from 2019

Total participants

331

-3.2% from 2019

Average account balance

$200,613

+20.2% from 2019

Annual return

14.97%

-6.35 pp from 2019

Benchmarks

See 5,591 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,591 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$74.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$249K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

299

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.46M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$102

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.6+ years Service code 15 · EIN 23-1945930	Recordkeeping	$6,156

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$6K

$29 / participant

Other / not subdivided$6K100.0%

% of EOY assets

0.009%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PKF O'CONNOR DAVIES, LLP
Auditor EIN: 271728945
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$200,613

$99,957+100.7%

$149,745+34.0%

$73,497+173.0%

Participation rate

95.2%

75.7%+19.5pp

82.5%+12.7pp

70.7%+24.5pp

Annual return

14.97%

53.87%-38.9pp

276.72%-261.7pp

28.51%-13.5pp

Employer contribution / active EE

$4,376

$3,191+37.1%

$4,646-5.8%

$2,270+92.8%

Participant deferral / active EE

$8,878

$6,073+46.2%

$6,843+29.7%

$3,740+137.4%

Admin fee / account holder

$19

$551-96.6%

$9,312-99.8%

$513-96.3%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.6+ years

Service code 15 · EIN 23-1945930

Recordkeeping

$6,156

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

D & B ENGINEERS AND ARCHITECTS, P. C. EMPLOYEES SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion