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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,312 | $76,407+584.9% | $150,298+248.2% | $82,448+534.7% |
| Participation rate | 77.5% | 66.4%+11.1pp | 77.8%-0.3pp | 68.1%+9.4pp |
| Annual return | 17.01% | 39.99%-23.0pp | 62.79%-45.8pp | 41.64%-24.6pp |
| Employer contribution / active EE | $4,847 | $2,614+85.4% | $4,154+16.7% | $2,551+90.0% |
| Participant deferral / active EE | $12,091 | $3,214+276.2% | $5,453+121.8% | $4,139+192.1% |
| Admin fee / account holder | $2,995 | $6,352-52.8% | $14,116-78.8% | $7,234-58.6% |