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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $661,962 | $167,362+295.5% | $143,799+360.3% | $134,532+392.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.28% | 0.47%-16.8pp | -0.04%-16.2pp | 418.27%-434.5pp |
| Employer contribution / active EE | $14,011 | $5,620+149.3% | $4,952+182.9% | $4,741+195.5% |
| Participant deferral / active EE | $20,211 | $6,447+213.5% | $5,638+258.4% | $6,401+215.7% |
| Admin fee / account holder | $3,852 | $18,094-78.7% | $14,677-73.8% | $11,429-66.3% |