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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,771 | $154,209+107.4% | $130,062+145.9% | $139,487+129.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.62% | 32.52%-15.9pp | -137.37%+154.0pp | 373.84%-357.2pp |
| Employer contribution / active EE | $5,145 | $5,292-2.8% | $4,322+19.0% | $4,755+8.2% |
| Participant deferral / active EE | $8,287 | $6,709+23.5% | $5,821+42.4% | $6,713+23.4% |
| Admin fee / account holder | $3,162 | $13,988-77.4% | $10,601-70.2% | $11,407-72.3% |