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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,733 | $152,619+62.3% | $125,195+97.9% | $152,909+62.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.51% | 54.85%-35.3pp | 43.79%-24.3pp | 345.46%-326.0pp |
| Employer contribution / active EE | $18,923 | $4,947+282.5% | $3,866+389.5% | $4,764+297.2% |
| Participant deferral / active EE | $10,665 | $5,869+81.7% | $4,937+116.0% | $5,851+82.3% |
| Admin fee / account holder | $1,888 | $13,437-86.0% | $9,704-80.5% | $11,601-83.7% |