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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,985 | $135,645+44.5% | $110,243+77.8% | $135,380+44.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.56% | 513.24%-518.8pp | 314.76%-320.3pp | 519.81%-525.4pp |
| Employer contribution / active EE | $17,891 | $4,907+264.6% | $3,827+367.5% | $4,779+274.4% |
| Participant deferral / active EE | $10,216 | $5,507+85.5% | $4,672+118.7% | $5,609+82.1% |
| Admin fee / account holder | $2,273 | $11,458-80.2% | $8,548-73.4% | $10,828-79.0% |