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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,323 | $176,786+98.7% | $146,643+139.6% | $167,536+109.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 16.62% | 24.04%-7.4pp | 22.75%-6.1pp | 478.82%-462.2pp |
| Employer contribution / active EE | $21,188 | $5,161+310.5% | $4,137+412.2% | $4,839+337.9% |
| Participant deferral / active EE | $10,857 | $6,440+68.6% | $5,506+97.2% | $6,342+71.2% |
| Admin fee / account holder | $3,176 | $13,262-76.1% | $10,280-69.1% | $12,315-74.2% |