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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,445 | $166,268+81.3% | $165,100+82.6% | $145,897+106.6% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.6%+17.0pp | 80.3%+15.3pp |
| Annual return | 5.93% | 100.52%-94.6pp | 70.21%-64.3pp | 552.29%-546.4pp |
| Employer contribution / active EE | $14,920 | $5,284+182.4% | $4,348+243.1% | $4,663+220.0% |
| Participant deferral / active EE | $23,539 | $6,964+238.0% | $6,035+290.0% | $6,689+251.9% |
| Admin fee / account holder | $7,682 | $16,659-53.9% | $12,696-39.5% | $13,390-42.6% |