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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,993 | $68,394+76.9% | $94,672+27.8% | $75,177+60.9% |
| Participation rate | 93.4% | 76.1%+17.4pp | 80.8%+12.6pp | 67.2%+26.2pp |
| Annual return | 12.92% | 616.92%-604.0pp | 156.89%-144.0pp | 160.75%-147.8pp |
| Employer contribution / active EE | $1,023 | $2,701-62.1% | $3,673-72.1% | $2,671-61.7% |
| Participant deferral / active EE | $7,731 | $6,536+18.3% | $7,417+4.2% | $4,126+87.4% |
| Admin fee / account holder | $10,706 | $5,326+101.0% | $7,222+48.2% | $5,651+89.4% |