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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,035 | $63,365+152.6% | $91,994+74.0% | $72,976+119.3% |
| Participation rate | 91.9% | 72.5%+19.4pp | 78.6%+13.3pp | 69.5%+22.4pp |
| Annual return | 19.38% | 35.35%-16.0pp | 69.04%-49.7pp | 81.02%-61.6pp |
| Employer contribution / active EE | $931 | $2,116-56.0% | $3,453-73.0% | $2,440-61.9% |
| Participant deferral / active EE | $6,833 | $4,883+39.9% | $5,924+15.3% | $3,608+89.4% |
| Admin fee / account holder | $8,092 | $4,670+73.3% | $7,744+4.5% | $5,124+57.9% |