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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,565 | $70,486+134.9% | $100,535+64.7% | $79,856+107.3% |
| Participation rate | 90.5% | 73.6%+16.8pp | 79.4%+11.1pp | 69.6%+20.8pp |
| Annual return | 12.46% | 21.90%-9.4pp | 30.90%-18.4pp | 31.71%-19.2pp |
| Employer contribution / active EE | $948 | $2,165-56.2% | $3,419-72.3% | $2,471-61.6% |
| Participant deferral / active EE | $6,700 | $5,182+29.3% | $6,271+6.8% | $3,741+79.1% |
| Admin fee / account holder | $5,199 | $4,480+16.0% | $8,085-35.7% | $5,306-2.0% |