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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,301 | $77,157+141.5% | $108,405+71.9% | $85,851+117.0% |
| Participation rate | 92.7% | 74.7%+18.0pp | 80.1%+12.5pp | 69.3%+23.4pp |
| Annual return | 11.27% | 44.55%-33.3pp | 905.55%-894.3pp | 318.63%-307.4pp |
| Employer contribution / active EE | $1,086 | $2,379-54.4% | $3,559-69.5% | $2,565-57.7% |
| Participant deferral / active EE | $7,792 | $5,567+40.0% | $6,563+18.7% | $3,952+97.2% |
| Admin fee / account holder | $7,402 | $5,174+43.1% | $7,297+1.4% | $6,261+18.2% |