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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $25 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,975 | $33,067+63.2% | $76,518-29.5% | $56,287-4.1% |
| Participation rate | 74.7% | 55.4%+19.4pp | 68.0%+6.7pp | 69.9%+4.9pp |
| Annual return | 2.71% | 2.72%0pp | -0.27%+3.0pp | -9.96%+12.7pp |
| Employer contribution / active EE | $853 | $1,200-28.9% | $2,647-67.8% | $2,111-59.6% |
| Participant deferral / active EE | $3,451 | $2,240+54.1% | $3,836-10.0% | $3,350+3.0% |
| Admin fee / account holder | $123 | $537-77.1% | $4,849-97.5% | $521-76.4% |