See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 01111 | Indirect Investment Fees | $15,469 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,226 | $32,425+502.1% | $74,583+161.8% | $55,167+253.9% |
| Participation rate | 18.3% | 54.0%-35.7pp | 68.1%-49.8pp | 69.0%-50.7pp |
| Annual return | 7.79% | 10.63%-2.8pp | 20.47%-12.7pp | 169.23%-161.4pp |
| Employer contribution / active EE | $614 | $1,043-41.2% | $2,525-75.7% | $1,963-68.7% |
| Participant deferral / active EE | $2,486 | $1,995+24.6% | $3,458-28.1% | $3,054-18.6% |
| Admin fee / account holder | $407 | $748-45.6% | $4,138-90.2% | $504-19.2% |