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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,694 | $95,404-4.9% | $113,397-20.0% | $82,637+9.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 10.67% | 19.08%-8.4pp | 23.20%-12.5pp | 53.51%-42.8pp |
| Employer contribution / active EE | $5,129 | $2,307+122.4% | $2,977+72.3% | $2,552+101.0% |
| Participant deferral / active EE | $5,490 | $4,220+30.1% | $5,076+8.1% | $4,126+33.0% |
| Admin fee / account holder | $19,815 | $9,168+116.1% | $11,957+65.7% | $7,339+170.0% |