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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,804 | $80,985-0.2% | $96,576-16.3% | $75,181+7.5% |
| Participation rate | 94.2% | 71.8%+22.4pp | 76.0%+18.3pp | 67.2%+27.0pp |
| Annual return | 9.09% | 27.05%-18.0pp | 25.87%-16.8pp | 160.69%-151.6pp |
| Employer contribution / active EE | $4,492 | $2,282+96.8% | $2,965+51.5% | $2,671+68.2% |
| Participant deferral / active EE | $3,605 | $3,929-8.2% | $4,851-25.7% | $4,126-12.6% |
| Admin fee / account holder | $22,878 | $6,719+240.5% | $8,253+177.2% | $5,650+304.9% |