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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,992 | $86,919+5.8% | $102,457-10.2% | $80,911+13.7% |
| Participation rate | 93.8% | 72.4%+21.4pp | 76.5%+17.3pp | 67.6%+26.1pp |
| Annual return | 7.44% | 18.90%-11.5pp | 29.41%-22.0pp | 35.63%-28.2pp |
| Employer contribution / active EE | $5,388 | $2,368+127.5% | $3,022+78.3% | $2,756+95.5% |
| Participant deferral / active EE | $4,559 | $4,119+10.7% | $5,054-9.8% | $4,297+6.1% |
| Admin fee / account holder | $1,824 | $8,049-77.3% | $9,451-80.7% | $6,935-73.7% |