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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,558 | $56,197+0.6% | $67,652-16.4% | $59,633-5.2% |
| Participation rate | 51.1% | 71.5%-20.3pp | 75.7%-24.5pp | 68.7%-17.5pp |
| Annual return | -2.06% | 18508.10%-18510.2pp | 6625.40%-6627.5pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,500 | $1,615-7.1% | $2,266-33.8% | $2,203-31.9% |
| Participant deferral / active EE | $2,566 | $2,844-9.8% | $3,560-27.9% | $3,192-19.6% |
| Admin fee / account holder | $8,925 | $3,958+125.5% | $4,821+85.1% | $4,297+107.7% |