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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,985 | $83,090+30.0% | $130,062-17.0% | $71,529+51.0% |
| Participation rate | 64.5% | 74.1%-9.6pp | 78.5%-14.0pp | 67.9%-3.4pp |
| Annual return | 18.52% | 20.61%-2.1pp | -137.37%+155.9pp | 28.97%-10.5pp |
| Employer contribution / active EE | $2,076 | $2,624-20.9% | $4,322-52.0% | $2,590-19.8% |
| Participant deferral / active EE | $4,877 | $4,436+10.0% | $5,821-16.2% | $4,291+13.7% |
| Admin fee / account holder | $1,162 | $1,727-32.7% | $10,601-89.0% | $1,588-26.9% |