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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,387 | $135,489-3.0% | $146,647-10.4% | - |
| Participation rate | 66.7% | 76.3%-9.7pp | 80.1%-13.4pp | - |
| Annual return | 10.27% | 13.52%-3.3pp | 22.75%-12.5pp | - |
| Employer contribution / active EE | $0 | $2,259-100.0% | $4,137-100.0% | - |
| Participant deferral / active EE | $4,791 | $3,661+30.9% | $5,506-13.0% | - |
| Admin fee / account holder | $1,650 | $5,216-68.4% | $10,281-83.9% | - |