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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,960 | $83,485+22.1% | $125,195-18.6% | $72,976+39.7% |
| Participation rate | 60.6% | 73.3%-12.7pp | 79.8%-19.1pp | 69.5%-8.9pp |
| Annual return | 23.14% | 25.77%-2.6pp | 43.79%-20.7pp | 81.02%-57.9pp |
| Employer contribution / active EE | $871 | $2,346-62.9% | $3,866-77.5% | $2,440-64.3% |
| Participant deferral / active EE | $3,999 | $3,586+11.5% | $4,937-19.0% | $3,608+10.8% |
| Admin fee / account holder | $2,621 | $5,518-52.5% | $9,704-73.0% | $5,124-48.8% |