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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,404 | $81,474+57.6% | $133,956-4.1% | $73,493+74.7% |
| Participation rate | 57.3% | 76.4%-19.1pp | 79.8%-22.6pp | 70.7%-13.4pp |
| Annual return | 23.90% | 19.40%+4.5pp | 45.09%-21.2pp | 28.51%-4.6pp |
| Employer contribution / active EE | $1,142 | $2,209-48.3% | $3,919-70.8% | $2,270-49.7% |
| Participant deferral / active EE | $3,988 | $3,786+5.3% | $5,048-21.0% | $3,740+6.6% |
| Admin fee / account holder | $2,238 | $713+213.8% | $8,927-74.9% | $513+336.2% |