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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,787 | $232,540-45.0% | $185,117-31.0% | $147,586-13.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 8.36% | 43.03%-34.7pp | 40.50%-32.1pp | 578.59%-570.2pp |
| Employer contribution / active EE | $4,648 | $5,195-10.5% | $4,182+11.1% | $4,876-4.7% |
| Participant deferral / active EE | $6,890 | $5,834+18.1% | $5,045+36.6% | $5,439+26.7% |
| Admin fee / account holder | $2,605 | $10,275-74.6% | $8,159-68.1% | $10,886-76.1% |