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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,801 | $228,395-10.8% | $185,861+9.7% | $158,982+28.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 13.08% | 40.82%-27.7pp | 35.96%-22.9pp | 302.99%-289.9pp |
| Employer contribution / active EE | $6,082 | $4,968+22.4% | $4,088+48.8% | $4,763+27.7% |
| Participant deferral / active EE | $10,962 | $6,417+70.8% | $5,634+94.6% | $5,983+83.2% |
| Admin fee / account holder | $851 | $11,869-92.8% | $9,503-91.1% | $11,252-92.4% |