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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,160 | $227,633-6.8% | $189,597+11.9% | $167,553+26.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 11.24% | 78.45%-67.2pp | 64.20%-53.0pp | 478.89%-467.6pp |
| Employer contribution / active EE | $6,479 | $5,317+21.9% | $4,412+46.8% | $4,840+33.9% |
| Participant deferral / active EE | $10,144 | $7,003+44.8% | $6,174+64.3% | $6,343+59.9% |
| Admin fee / account holder | $316 | $11,879-97.3% | $9,807-96.8% | $12,316-97.4% |