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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,191 | $52,678+12.4% | $75,784-21.9% | $59,633-0.7% |
| Participation rate | 90.4% | 67.2%+23.2pp | 75.8%+14.6pp | 68.7%+21.7pp |
| Annual return | -3.58% | 2.95%-6.5pp | 9.68%-13.3pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $1,919 | $2,193-12.5% | $3,323-42.3% | $2,203-12.9% |
| Participant deferral / active EE | $2,011 | $2,591-22.4% | $3,652-44.9% | $3,192-37.0% |
| Admin fee / account holder | $752 | $3,610-79.2% | $5,300-85.8% | $4,297-82.5% |