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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,691 | $64,729-10.9% | $112,263-48.6% | $68,490-15.8% |
| Participation rate | 72.1% | 67.2%+4.9pp | 75.1%-3.0pp | 67.9%+4.2pp |
| Annual return | -15.62% | -11.40%-4.2pp | 27.49%-43.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,229 | $2,746-55.3% | $3,636-66.2% | $2,597-52.7% |
| Participant deferral / active EE | $1,876 | $3,566-47.4% | $4,729-60.3% | $4,028-53.4% |
| Admin fee / account holder | $616 | $5,222-88.2% | $6,410-90.4% | $5,403-88.6% |