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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,406 | $80,763-27.7% | $102,412-43.0% | $74,459-21.6% |
| Participation rate | 94.3% | 65.7%+28.7pp | 74.5%+19.8pp | 67.2%+27.1pp |
| Annual return | 15.26% | 27.57%-12.3pp | 24.94%-9.7pp | 1369.70%-1354.4pp |
| Employer contribution / active EE | $2,303 | $3,160-27.1% | $3,870-40.5% | $2,626-12.3% |
| Participant deferral / active EE | $1,893 | $3,862-51.0% | $5,060-62.6% | $4,350-56.5% |
| Admin fee / account holder | $2,415 | $2,371+1.9% | $8,388-71.2% | $1,945+24.2% |