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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,562 | $142,361-28.7% | $119,608-15.1% | $134,509-24.5% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.3%+10.7pp | 81.2%+8.8pp |
| Annual return | -11.99% | -12.46%+0.5pp | -14.98%+3.0pp | 418.13%-430.1pp |
| Employer contribution / active EE | $314 | $5,224-94.0% | $4,232-92.6% | $4,741-93.4% |
| Participant deferral / active EE | $6,779 | $6,468+4.8% | $5,601+21.0% | $6,400+5.9% |
| Admin fee / account holder | $786 | $13,588-94.2% | $10,326-92.4% | $11,427-93.1% |