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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,554 | $162,812-29.0% | $133,971-13.7% | $158,966-27.3% |
| Participation rate | 78.3% | 83.2%-5.0pp | 79.8%-1.6pp | 82.0%-3.7pp |
| Annual return | 6.71% | 41.94%-35.2pp | 45.09%-38.4pp | 302.95%-296.2pp |
| Employer contribution / active EE | $313 | $4,976-93.7% | $3,919-92.0% | $4,762-93.4% |
| Participant deferral / active EE | $6,197 | $5,910+4.9% | $5,047+22.8% | $5,983+3.6% |
| Admin fee / account holder | $3,148 | $11,741-73.2% | $8,929-64.7% | $11,250-72.0% |