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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,477 | $72,404+18.1% | $110,243-22.5% | $64,173+33.2% |
| Participation rate | 76.9% | 73.3%+3.6pp | 79.8%-2.9pp | 69.6%+7.4pp |
| Annual return | -4.58% | -6.29%+1.7pp | 314.76%-319.3pp | 7.63%-12.2pp |
| Employer contribution / active EE | $424 | $2,282-81.4% | $3,827-88.9% | $2,381-82.2% |
| Participant deferral / active EE | $5,595 | $3,469+61.3% | $4,672+19.8% | $3,470+61.3% |
| Admin fee / account holder | $1,506 | $5,664-73.4% | $8,548-82.4% | $4,887-69.2% |