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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,704 | $117,859+165.3% | $102,438+205.3% | $145,959+114.2% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 35.79% | 31.72%+4.1pp | 29.37%+6.4pp | 561.95%-526.2pp |
| Employer contribution / active EE | $5,870 | $3,615+62.4% | $3,024+94.1% | $4,661+25.9% |
| Participant deferral / active EE | $11,383 | $5,732+98.6% | $5,054+125.2% | $6,689+70.2% |
| Admin fee / account holder | $434,185 | $13,318+3160.1% | $9,448+4495.7% | $13,398+3140.7% |