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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,046 | $98,240+107.7% | $82,312+147.9% | $147,586+38.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 43.46% | 30.85%+12.6pp | 25.88%+17.6pp | 578.59%-535.1pp |
| Employer contribution / active EE | $4,128 | $3,192+29.3% | $2,428+70.0% | $4,876-15.4% |
| Participant deferral / active EE | $7,294 | $4,383+66.4% | $3,706+96.8% | $5,439+34.1% |
| Admin fee / account holder | $3,497 | $8,563-59.2% | $5,608-37.6% | $10,886-67.9% |