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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,445 | $127,779+51.4% | $106,551+81.6% | $167,518+15.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 17.56% | 33.87%-16.3pp | 26.80%-9.2pp | 478.71%-461.1pp |
| Employer contribution / active EE | $6,942 | $3,427+102.6% | $2,819+146.2% | $4,838+43.5% |
| Participant deferral / active EE | $11,387 | $5,088+123.8% | $4,398+158.9% | $6,342+79.5% |
| Admin fee / account holder | $26,110 | $11,228+132.5% | $7,408+252.5% | $12,312+112.1% |