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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,123 | $125,237+126.1% | $105,608+168.1% | $145,877+94.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 15.40% | 225.76%-210.4pp | 116.50%-101.1pp | 551.28%-535.9pp |
| Employer contribution / active EE | $7,879 | $3,720+111.8% | $3,167+148.8% | $4,663+69.0% |
| Participant deferral / active EE | $12,215 | $5,711+113.9% | $5,010+143.8% | $6,691+82.6% |
| Admin fee / account holder | $12,583 | $17,287-27.2% | $11,028+14.1% | $13,402-6.1% |