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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,305 | $99,079-3.8% | $78,002+22.2% | $273,972-65.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 8.26% | 217.93%-209.7pp | 425.99%-417.7pp | 41.46%-33.2pp |
| Employer contribution / active EE | $5,336 | $3,308+61.3% | $2,470+116.0% | $4,869+9.6% |
| Participant deferral / active EE | $6,655 | $4,306+54.5% | $3,497+90.3% | $5,287+25.9% |
| Admin fee / account holder | $8,167 | $8,954-8.8% | $5,481+49.0% | $10,133-19.4% |