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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,500 | $70,684+326.5% | $169,390+78.0% | $75,173+301.1% |
| Participation rate | 72.4% | 64.8%+7.6pp | 77.2%-4.8pp | 67.2%+5.2pp |
| Annual return | 13.70% | 36.38%-22.7pp | 406.07%-392.4pp | 160.72%-147.0pp |
| Employer contribution / active EE | $8,857 | $2,211+300.6% | $4,013+120.7% | $2,671+231.6% |
| Participant deferral / active EE | $9,220 | $4,310+113.9% | $6,222+48.2% | $4,126+123.5% |
| Admin fee / account holder | $1,486 | $5,404-72.5% | $9,015-83.5% | $5,651-73.7% |