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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,726 | $65,395+404.2% | $182,558+80.6% | $72,976+351.8% |
| Participation rate | 97.7% | 65.4%+32.2pp | 78.0%+19.7pp | 69.5%+28.2pp |
| Annual return | 20.56% | 27.68%-7.1pp | 148.59%-128.0pp | 81.02%-60.5pp |
| Employer contribution / active EE | $10,472 | $1,911+447.9% | $4,076+156.9% | $2,440+329.2% |
| Participant deferral / active EE | $9,762 | $3,563+174.0% | $5,526+76.7% | $3,608+170.6% |
| Admin fee / account holder | $7,143 | $4,245+68.3% | $8,594-16.9% | $5,124+39.4% |