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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,194 | $56,484+410.2% | $169,452+70.1% | $64,173+349.1% |
| Participation rate | 100.0% | 64.5%+35.5pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -6.36% | -1.55%-4.8pp | 1.83%-8.2pp | 7.63%-14.0pp |
| Employer contribution / active EE | $12,810 | $1,832+599.1% | $4,157+208.2% | $2,381+438.1% |
| Participant deferral / active EE | $10,395 | $3,448+201.5% | $5,277+97.0% | $3,470+199.6% |
| Admin fee / account holder | $8,952 | $4,174+114.5% | $9,110-1.7% | $4,887+83.2% |