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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,386 | $69,012+290.3% | $160,037+68.3% | $68,490+293.3% |
| Participation rate | 97.5% | 65.4%+32.1pp | 78.0%+19.5pp | 67.9%+29.6pp |
| Annual return | -15.76% | -9.65%-6.1pp | 408.95%-424.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $12,353 | $2,212+458.4% | $4,226+192.3% | $2,597+375.7% |
| Participant deferral / active EE | $11,964 | $4,212+184.1% | $6,184+93.5% | $4,028+197.0% |
| Admin fee / account holder | $44,657 | $4,798+830.7% | $8,716+412.3% | $5,403+726.5% |