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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,761 | $159,978-53.9% | $147,041-49.8% | $145,978-49.5% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 15.05% | 98.36%-83.3pp | 419.21%-404.2pp | 550.52%-535.5pp |
| Employer contribution / active EE | $1,694 | $5,288-68.0% | $4,935-65.7% | $4,662-63.7% |
| Participant deferral / active EE | $3,195 | $8,429-62.1% | $8,071-60.4% | $6,690-52.2% |
| Admin fee / account holder | $1,207 | $15,053-92.0% | $13,006-90.7% | $13,400-91.0% |