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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,601 | $157,296-60.8% | $141,191-56.4% | $152,897-59.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 21.30% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $1,969 | $5,262-62.6% | $4,736-58.4% | $4,764-58.7% |
| Participant deferral / active EE | $3,720 | $7,111-47.7% | $6,710-44.6% | $5,851-36.4% |
| Admin fee / account holder | $725 | $12,125-94.0% | $10,264-92.9% | $11,599-93.8% |