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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,571 | $138,102-59.8% | $125,381-55.7% | $134,532-58.7% |
| Participation rate | 71.4% | 84.5%-13.1pp | 82.4%-11.0pp | 81.2%-9.8pp |
| Annual return | -19.92% | 750.73%-770.7pp | 572.31%-592.2pp | 418.27%-438.2pp |
| Employer contribution / active EE | $1,810 | $5,245-65.5% | $4,815-62.4% | $4,741-61.8% |
| Participant deferral / active EE | $3,254 | $7,801-58.3% | $7,448-56.3% | $6,401-49.2% |
| Admin fee / account holder | $504 | $11,568-95.6% | $10,007-95.0% | $11,429-95.6% |