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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,603 | $165,361-17.4% | $149,715-8.8% | $158,950-14.1% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 19.56% | 348.24%-328.7pp | 276.66%-257.1pp | 302.91%-283.4pp |
| Employer contribution / active EE | $2,757 | $5,103-46.0% | $4,645-40.7% | $4,762-42.1% |
| Participant deferral / active EE | $4,388 | $7,182-38.9% | $6,842-35.9% | $5,983-26.7% |
| Admin fee / account holder | $607 | $10,808-94.4% | $9,310-93.5% | $11,248-94.6% |