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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,108 | $135,956-53.6% | $123,894-49.1% | $273,972-77.0% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 11.54% | 56.63%-45.1pp | 47.52%-36.0pp | 41.46%-29.9pp |
| Employer contribution / active EE | $4,170 | $5,170-19.3% | $4,617-9.7% | $4,869-14.3% |
| Participant deferral / active EE | $4,365 | $6,343-31.2% | $5,984-27.1% | $5,287-17.4% |
| Admin fee / account holder | $301 | $9,817-96.9% | $8,357-96.4% | $10,133-97.0% |