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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,192 | $138,075-41.2% | $123,552-34.3% | $135,379-40.0% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.59% | 153.70%-160.3pp | 119.20%-125.8pp | 519.79%-526.4pp |
| Employer contribution / active EE | $1,352 | $5,152-73.8% | $4,628-70.8% | $4,779-71.7% |
| Participant deferral / active EE | $2,427 | $6,800-64.3% | $6,426-62.2% | $5,609-56.7% |
| Admin fee / account holder | $493 | $10,917-95.5% | $9,285-94.7% | $10,828-95.5% |