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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,351 | $217,427-78.7% | $185,837-75.1% | $167,518-72.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.64% | 148.39%-136.8pp | 122.08%-110.4pp | 478.71%-467.1pp |
| Employer contribution / active EE | $2,783 | $5,874-52.6% | $5,168-46.1% | $4,838-42.5% |
| Participant deferral / active EE | $7,205 | $6,357+13.3% | $5,568+29.4% | $6,342+13.6% |
| Admin fee / account holder | $628 | $19,816-96.8% | $16,241-96.1% | $12,312-94.9% |