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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,409 | $175,231-67.8% | $149,696-62.3% | $139,466-59.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.71% | 166.77%-149.1pp | 134.46%-116.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $7,641 | $5,478+39.5% | $4,821+58.5% | $4,754+60.7% |
| Participant deferral / active EE | $5,462 | $6,521-16.2% | $5,682-3.9% | $6,712-18.6% |
| Admin fee / account holder | $573 | $16,155-96.5% | $13,212-95.7% | $11,409-95.0% |