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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,435 | $202,342-85.5% | $172,752-83.0% | $152,897-80.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.91% | 1029.83%-1003.9pp | 802.97%-777.1pp | 345.43%-319.5pp |
| Employer contribution / active EE | $8,908 | $5,858+52.1% | $5,144+73.2% | $4,764+87.0% |
| Participant deferral / active EE | $5,012 | $5,948-15.7% | $5,198-3.6% | $5,851-14.3% |
| Admin fee / account holder | $995 | $17,111-94.2% | $13,955-92.9% | $11,599-91.4% |